OneAnswer Multi-Asset-Class Funds

What are the funds?

We offer five diversified investment funds. Each fund has a different asset class mix. This means each fund has a different level of risk and expected return.

What are the main benefits?

Your investment:

• is professionally managed
• is actively managed
• is diversified
• has flexible investment and withdrawal options
• has a maximum fee.

See the guide and product disclosure statement for more information on the main benefits. 

You can make regular payments

You can make regular fortnightly, monthly or quarterly payments straight from your bank account. 

You can make lump sum payments

If you do not want to make regular payments, you can make an initial lump sum payment when you first join a fund.

You can also make additional lump sum payments  at any time, whether or not you have a regular payment set up, by any of the following methods.

Internet banking or phone banking

Select ‘OneAnswer MAC Funds’ from the Bill Payee list, or make your payment to:

OA Multi-Asset-Class Application Account

ANZ

01-1839-0154747-00

If you are invested in more than one fund, we will use the same percentage amount per fund that you chose for your last payment. If you do not want us to allocate your payment in this way, please complete and send us the transaction form at the back of the product disclosure statement. We must receive this form before we receive your payment. Otherwise your payment will be allocated to your fund(s) in the same percentage as your last payment.

ANZ Internet Banking

Log into ANZ Internet Banking to transfer funds from any of your ANZ transactional accounts directly to your OneAnswer Multi-Asset-Class Funds account.

If you’re an ANZ customer and you have not registered for ANZ Internet Banking, visit anz.co.nz and click ‘Register’.

If you’re not an ANZ banking customer visit your nearest ANZ branch to get set up with ANZ Internet Banking. You will need to provide proof of identity. Please go to anz.co.nz/id for the full list of acceptable identity documents.

Cheque

Make your cheque out to ‘OA Multi-Asset-Class Application Account’ and send it to us along with the completed transaction form at the back of the product disclosure statement.

Important

• Remember to include your surname, date of birth and investor number as the references when you make a payment.

• If you don’t provide us with the correct details, we can’t credit your investment account with the amount you pay.

• It usually takes up to three business days for a lump sum payment to reach your investment account.

• By making additional investments, you agree to be bound by the funds’ terms and conditions current at the time of making the investment, as set out in the application form, guide, product disclosure statement, offer register and governing document applicable at that time.

​For any mail you send us, our address is:

​Or, you can do both

The funds are flexible enough that you can make contributions on a regular basis, as well as adding a lump sum investment.

For more information about payment options and how to make payments, see the guide and product disclosure statement.

You can withdraw at any time

You can request to withdraw money from your investment as a one-off or regular withdrawal to supplement your income or support your lifestyle. We usually process your requests and make payment to your bank account within five business days of receiving your request. If your balance reaches $0 we will close your account

Unless you are making a full withdrawal, the minimum amount you can withdraw is:

• $500 if you’re making a lump sum withdrawal, or
• $100 per fund if you’re making a regular withdrawal.

If you would like to make a withdrawal, please contact your financial adviser or complete and return a Withdrawal Form to us:

• post the documents to  ANZ Investments
• take them into any ANZ branch, or
• email to registry@anzinvestments.co.nz

We offer a range of funds that invest in a different mix of growth assets and income assets. Depending on the mix of assets, each fund has a different risk/return profile.

If you’re seeking:

• higher returns, you need to be willing to accept more risk (for example, by investing in a fund with more growth assets)
• lower risk, you need to be willing to accept lower returns (for example, by investing in a fund with more income assets).

We are committed to a responsible investing approach that aims to deliver sustainable performance in a sustainable way. As part of that we are also committed to being open and transparent about what we invest in.

View a full list of our holdings here.

Conservative Fund

Invests mainly in income assets (cash and cash equivalents and fixed interest), with a smaller exposure to growth assets (equities and listed property). 

Conservative Balanced Fund

Invests mainly in income assets (cash and cash equivalents and fixed interest), with some exposure to growth assets (equities and listed property). 

Balanced Fund

Invests in similar amounts of income assets (cash and cash equivalents and fixed interest) and growth assets (equities and listed property).